Mortgage, Rent and Utility Assistance
Because your home is important and we want to help you keep it. Resources are open to all Northwest Indiana residents, some restrictions may apply. For additional resources, call 211.
Indiana Hardest Hit Fund: Helps homeowners who have fallen behind on mortgage payments due to involuntary hardships. The fund provides up to $30,000 mortgage assistance loans
for qualifying homeowners. To start an application, go to unitedwaypc.org/hardest-hit-fund or call 219.262.0048.
Indiana Emergency Rental Assistance Program: Provides qualified renters with rent, utilities and internet assistance. Must be a COVID-19 related hardship. Assistance is
available for up to 12 months. Northwest Indiana residents, other than in Lake County, can apply at indianahousingnow.org. Lake
County residents can apply for similar assistance at lakecountyin.care.
Additionally, residents in the following areas should apply for assistance via the links below.
Catholic Charities Rental Assistance Program: Assists with rent and utility payments. Serves Porter, Lake, LaPorte, and Starke counties. Learn more at catholic-charities.org.
Low-income Home Energy Assistance (LIHEAP) Program: Helps pay electric and heating bills. Applicants must fall within 150% of the federal poverty guidelines to receive
assistance. Assistance provided through May 14, 2021. Learn more at eap.ihcda.in.gov.
NIPSCO Hardship Program: Customers between 151-250% of the federal poverty level can receive up to $400 in gas bill assistance. Hardship funds are available through May
31, 2021 or until funds are exhausted. Learn more at NIPSCO.com/paymentassistance or by calling 800.464.7726.
Salvation Army: Provides assists with housing and utility needs. Serves Lake, Porter, LaPorte, Marshall, Starke and Pulaski Counties. For location-specific contact
information, learn more at salvationarmy.org.
Other Housing, Utility & Financial Resources